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Florida Judgment Enforcement Specialist - Judgments Don't Pay Themselves
Belua Capital
Florida Judgment Enforcement Specialist
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How to Collect a Judgment in Florida

To collect a judgment in Florida, record judgment liens in the Department of State and county records, serve a Fact Information Sheet (Form 7.343), conduct an asset investigation, and file the appropriate writ — garnishment, execution, or proceedings supplementary — based on the asset profile.

The Florida Collection Sequence

  1. Confirm finality. Judgment must be final, not under appeal. Order a certified copy from the clerk.
  2. Record liens. Department of State Judgment Lien Certificate (§55.202) for personal property; certified copy in county official records (§55.10) for real property.
  3. Serve Form 7.343. The Fact Information Sheet compels sworn debtor disclosure of assets, accounts, and employment.
  4. Investigate assets. Public records, post-judgment discovery, and licensed-investigator databases identify what is reachable.
  5. File the right writ. Bank garnishment for accounts, wage garnishment (subject to §222.11) for non-exempt wages, writ of execution for sheriff levy.
  6. Pursue transferred assets. Proceedings supplementary under §56.29, F.S. for fraudulent transfers and third-party recipients.
  7. Renew before expiration. 20-year enforceability under §55.081; lien renewal under §55.10 within statutory window.

Common Questions

What is the first step to collect a Florida judgment?

Confirm the judgment is final and obtain a certified copy from the issuing clerk. Then record judgment liens — Department of State for personal property under §55.202, and the county records for real property under §55.10. Lien recording preserves rights for enforcement.

How do I find a Florida debtor's assets?

Asset investigation combines public records (real property, vehicle registration, business filings), post-judgment discovery (Form 7.343 Fact Information Sheet, debtor's examination), and licensed-investigator-only databases. A Florida-licensed private investigator can access sources not available to creditors directly.

Do I need a lawyer to collect a judgment in Florida?

Some collection actions require attorney signature; others can be handled with licensed-investigator support and creditor pro se filing. Belua Capital coordinates with retained counsel where attorney filings are required and handles asset location and discovery directly.

Want a Faster Path Than Doing This Yourself?

Submit your judgment for a free collectability review. Licensed investigator response within one business day.

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About the Licensed Specialist. Belua Capital is operated by a Florida Private Investigator License C 2700700 Florida Remote Online Notary W882582. Belua Capital is a managed affiliate of ArcXet Group. Information on this site is for general educational purposes and does not constitute legal advice. Engagements are governed by a written agreement specifying fees, costs, and assignment terms. Information on this site is for general educational purposes and does not constitute legal advice. Engagements are governed by a written agreement specifying fees, costs, and assignment terms.

Last reviewed: April 2026