01 How do I collect a judgment in Florida? ▾
To collect a Florida judgment, confirm the judgment is final, record available liens, locate non-exempt assets, and use court-authorized tools: garnishment, writs of execution, post-judgment discovery, and proceedings supplementary. The enforcement path depends on known assets and exemption risk.
02 Can a creditor garnish a bank account in Florida? ▾
Yes. A Florida judgment creditor can seek a writ of garnishment against a bank account. The debtor receives statutory notice and may claim exemptions. We verify the debtor, bank, and account activity before filing to avoid wasted filings.
03 Can wages be garnished in Florida? ▾
Yes, but §222.11, F.S., protects head-of-family disposable earnings at or below $750 per week. Higher earnings remain protected unless a written waiver applies. Exempt wages deposited in a bank account are protected for 6 months if traceable.
04 How long is a Florida judgment enforceable? ▾
A Florida judgment lien is limited to 20 years from the judgment date under §55.081, subject to §55.10 requirements. Specific lien rights, recording dates, and renewal steps must be verified before enforcement.
05 What is the Florida judgment interest rate in 2026? ▾
The Florida CFO sets the post-judgment interest rate quarterly under §55.03, F.S. The rate effective April 1, 2026, is 8.25% per annum (daily decimal 0.000226027). Interest is simple, not compound.
06 Does Florida judgment interest compound? ▾
No. Florida judgment interest is simple, not compound, under §55.03, F.S. It accrues daily on the outstanding balance. Quarterly rate changes and payment allocation can materially affect the total — calculate from source records.
07 What if the debtor has no assets? ▾
A judgment with no reachable assets may not be immediately collectible. Lien recording, asset monitoring, post-judgment discovery, and periodic enforcement review preserve pressure while avoiding wasted filings against exempt or nonexistent assets.
08 Can Belua Capital collect with no upfront cost? ▾
Yes. Under a no-recovery, no-fee agreement, the client pays only from recovered funds per the written agreement. Cases with no viable enforcement path are declined at intake. Court costs and assignment terms depend on the specific written agreement.
09 Can a closed business still owe a judgment? ▾
A closed or dissolved business can still be connected to a judgment debt. Recovery depends on assets, transfers, successor activity, guarantors, and court-authorized remedies. Each case requires entity, asset, and transfer review before action.
10 What is a Fact Information Sheet? ▾
Form 7.343 under the Florida Rules of Civil Procedure. The judgment debtor must complete and return it disclosing accounts, employer, vehicles, real property, and other assets. Failure to comply can result in contempt proceedings.
11 What is proceedings supplementary? ▾
An action under §56.29, F.S. to reach assets that ordinary garnishment or execution cannot — including fraudulently transferred assets, third-party recipients of debtor funds, and certain business successor situations.
12 How is the contingency fee calculated? ▾
The percentage is set in a written engagement agreement at intake and depends on case complexity, age of the judgment, and likely enforcement path. Court costs and assignment terms are specified in that same agreement. No recovery, no fee.
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Submit My JudgmentLast reviewed: April 2026 · Florida judgment interest rate Q2 2026: 8.25% per annum, simple, under §55.03, F.S.