Florida Post-Judgment Interest Rate History
Set quarterly by the Florida Chief Financial Officer under §55.03, F.S. Updated within 7 days of each CFO publication.
| Effective Date | Annual Rate | Daily Decimal | Source |
|---|---|---|---|
| April 1, 2026 | 8.25% | 0.000226027 | FL CFO / §55.03, F.S. |
| January 1, 2026 | 8.44% | 0.000231233 | FL CFO / §55.03, F.S. |
| October 1, 2025 | 8.65% | 0.000236986 | FL CFO / §55.03, F.S. |
| July 1, 2025 | 8.65% | 0.000236986 | FL CFO / §55.03, F.S. |
| April 1, 2025 | 8.77% | 0.000240274 | FL CFO / §55.03, F.S. |
| January 1, 2025 | 8.77% | 0.000240274 | FL CFO / §55.03, F.S. |
Source: myfloridacfo.com — Florida Department of Financial Services. Verified Q2 2026.
Example Interest Calculations — Q2 2026
Daily simple interest at 0.000226027. Year column shows 365-day accrual at the current rate (rate adjusts quarterly in practice).
| Principal | Daily Interest | 30 Days | 90 Days | 1 Year (at current rate) |
|---|---|---|---|---|
| $10,000 | $2.26 | $67.81 | $203.42 | $825.00 |
| $25,000 | $5.65 | $169.52 | $508.56 | $2,062.50 |
| $50,000 | $11.30 | $339.04 | $1,017.12 | $4,125.00 |
| $100,000 | $22.60 | $678.08 | $2,034.24 | $8,250.00 |
| $250,000 | $56.51 | $1,695.20 | $5,085.61 | $20,625.00 |
People Also Ask
What is the Florida judgment interest rate in 2026?
The Florida CFO sets the post-judgment interest rate quarterly under §55.03, F.S. The rate effective April 1, 2026, is 8.25% per annum, daily decimal 0.000226027. Interest is simple, not compound, and accrues daily on the unpaid balance.
Does Florida judgment interest compound?
No. Florida judgment interest is simple, not compound, under §55.03, F.S. It accrues daily on the outstanding balance. Quarterly rate changes and any payments received affect the running balance — calculate from source records when precision matters.
How often does the Florida judgment interest rate change?
Quarterly. The Florida CFO publishes the rate effective January 1, April 1, July 1, and October 1 of each year. Rates may go up or down each quarter based on the average discount rate of state Treasury auctions.
How is Florida judgment interest calculated?
Multiply the unpaid principal by the applicable daily decimal, multiply by days elapsed in that rate period, and sum across rate periods through the calculation date. Payments received reduce principal going forward — allocate payments per court order or written agreement.
When does Florida judgment interest start accruing?
Interest typically begins to accrue on the day after the judgment is entered, unless the judgment specifies otherwise. Pre-judgment interest, where awarded, follows different rules and is calculated separately under the underlying contract or §687, F.S.
Need Total Balance Due Including Interest?
Use our free Florida judgment interest calculator. Quarterly rate adjustments built in.
Open CalculatorRelated Florida Enforcement Topics
- Collect an unpaid Florida judgment
- No recovery, no fee
- Florida bank garnishment
- Florida wage garnishment §222.11
- Florida judgment lien
- Florida writ of execution
- Proceedings supplementary §56.29
- Florida judgment lifespan
- Stale judgment collection
- Closed business judgment collection
- Sell my Florida judgment
- Florida judgment debtor exam
Last reviewed: April 2026 · Rate verified against myfloridacfo.com Q2 2026 publication · Update within 7 days of each CFO quarterly publication